FDIC



Privacy Statement

Interest Rates

Interest rates accurate as of 02/23/2010
Last change 12/08/2009

PASSBOOK SAVINGS INTEREST  
(minimum amount to open account is $5.00)   RATES APY**
Less than $1,000.00 0.25% 0.25%
$1000, but less than  $25,000 0.35% 0.35%
$25,000, but less than $75,000 0.65% 0.65%
$75,000 or more 0.70% 0.70%
NOW ACCOUNT 0.10% 0.10%
(minimum amount to open account is $1000.00)      
SUPER NOW ACCOUNT
(minimum amount to open account is $2500.00)      
$2,500 or more 0.15% 0.15%
$2,499.99 or less 0.10% 0.10%
MONEY MARKET ACCOUNT
(minimum amount to open account is $2500.00)      
$2,500 or more, but less than $25,000 0.25% 0.25%
$25,000 or more, but less than $75,000 0.50% 0.50%
$75,000 or more 0.75% 0.75%
PREMIER 55 CHECKING 0.10% 0.10%
(minimum amount to open account is $100.00)      
CERTIFICATES OF DEPOSITS & IRA'S*
(minimum amount to open account is $500.00)      
Three months 0.75% 0.75%
Six months 1.00% 1.00%
One year 1.25% 1.26%
Eighteen months 1.45% 1.46%
Twenty four months 1.55% 1.56%
Thirty months 1.65% 1.66%
Thirty six months 1.75% 1.76%
Forty eight months 2.00% 2.01%
Sixty months 2.40% 2.42%
*Calculations assume adding interest back to certificate
quarterly and not receiving an interest check.
*Substantial interest penalty for early withdrawal.
**APY refers to Annual Percentage Yield

Fees could reduce earnings on all accounts.
All these rates are subject to change.




P.O. Box 375 - 411 S. Vine St. - Arthur, Illinois 61911
Phone: 217-543-2111   Fax: 217-543-3283

Touchtone Teller: 217-543-2324